Personal Banking

At Central City Bank , we offer all the services you need to choose banking on your terms. With personalized attention from bankers who know you, you can select as much or as little as you need.

Personal Banking Services

Vintage Checking

Vintage Checking is our most popular, simple checking account, providing a host of services, with a minimum balance of $100.

No monthly fees
Unlimited check writing
Free online banking, including the ability to access all accounts and transactions, as well as the ability to transfer funds, pay bills online, and download capability to Quicken and Quickbooks
Free Visa debit card
Free official checks
No transaction fee at any other bank's ATM

Reserve Checking

Reserve Checking has two balance tiers from which to choose, with competitive interest rates to increase your balance, credited monthly.

Minimum balance to open account $100
Tier 1 - $.01 - $4,999.99 Daily Balance
Tier 2 - $5,000 + Daily Balance
No monthly fees
Unlimited check writing
Free online banking, including the ability to access all accounts and transactions, as well as the ability to transfer funds, pay bills online, and download capability to Quicken and Quickbooks
Free Visa debit card
Free official checks
No transaction fee at any other bank's ATM

Honors Checking

Honors Checking is an interest-bearing account offered to Public Service Personnel including Military, Law Enforcement, Teachers, and Health Care Providers. Interest is credited monthly.

Minimum balance to open $100
No monthly fees
Requires direct deposit
Unlimited check writing
Free online banking, including the ability to access all accounts and transactions, as well as the ability to transfer funds, pay bills online, and download capability to Quicken and Quickbooks
Free official checks
Free Visa debit card
No transaction fee at any other bank's ATM

Accounts are subject to approval.